Terms of Service

Effective Date: 8/24/25

Welcome to Thriving with Joy by Joy Kelleher (I ). These Terms of Service (“Terms”) govern your access to and use of our Substack publication, including any content, features, or community spaces offered (the “Service”). By subscribing, accessing, or using the Service, you agree to these Terms. If you do not agree, please do not use the Service.

1. Content and Use

• All original content published on this Substack (including articles, posts, images, and resources) is owned by [Thrive Gainesville, LLC] unless otherwise noted.

• You may not copy, reproduce, distribute, or republish content without prior written consent, except for personal, non-commercial use (e.g., sharing a post link with attribution).

• You agree not to use the Service for any unlawful, abusive, or harmful purpose.

2. Subscriptions and Payments

• Certain content may be available only to paid subscribers. By subscribing, you authorize Substack to process payments on your behalf.

• Subscription fees are billed according to the plan you select and are non-refundable, except as required by law.

• You are responsible for maintaining accurate payment information.

3. Community Guidelines

If the Service includes comments, discussion threads, or community spaces:

• Be respectful and considerate.

• Do not post spam, harassment, hate speech, or offensive content.

• We reserve the right to remove comments or restrict access to anyone who violates these guidelines.

4. Disclaimer of Warranties

• The Service and its content are provided for informational and/or entertainment purposes only. Nothing herein constitutes professional advice unless explicitly stated.

• We make no guarantees about the accuracy, completeness, or reliability of the content.

5. Limitation of Liability

• To the fullest extent permitted by law, we are not liable for any damages arising from your use of or reliance on the Service.

6. Privacy

• Your privacy matters. Please review Substack’s Privacy Policy to understand how your information is collected and used.

• We may have access to subscriber information (such as your email address) and will use it only for communication related to this publication.

7. Changes to Terms

We may update these Terms from time to time. The “Effective Date” will be revised accordingly. Your continued use of the Service constitutes acceptance of the updated Terms.

8. Contact

If you have any questions about these Terms, please contact us at:
joykelleher@thrivegainesville.com